Comparison, not guarantee
How strong is the warmth evidence?
Use the actual comfort and lower-limit results, not the rounded number in a bag name. Then put the pad and a forecast buffer back into the conversation.
Cold sleepers use the colder-sleeper number
The ISO/EN comfort rating and lower-limit rating describe different reference sleepers. If you do not know which one resembles you, the comfort rating is the more conservative comparison.
Current explanation: REI on ISO/EN comfort and lower-limit ratings. Pad comparison standard: ASTM F3340.